What is a Medicare Supplement?
PICK ANY DOCTOR OR HOSPITAL THAT TAKES MEDICARE!
Commonly called "Medigap", a Medicare Supplement Insurance helps fill “gaps” in Original Medicare and is sold by private companies. Why is it necessary if I have Medicare? Original Medicare pays approximately 80% of the cost for Medicare covered health care services and supplies. This leaves 20% to be paid by the patent. A Medicare Supplement Insurance (Medigap) policy can help pay some of the remaining health care costs, like:
✔ Copayments
✔ Coinsurance
✔ Deductibles
Some Medigap policies also cover services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, here’s what happens:
✔ Medicare will pay its share of the Medicare-approved amount for covered health care costs.
✔ Then, your Medigap policy pays its share.
✔ Medicare Coverage Outside the US may work differently.
✔ Medicare will not cover outside the US but your Medigap policy may.
By completing this form I understand that a licensed agent will reach out to me by phone, text, or email to discuss Medicare Advantage Plans, Medicare Supplement Insurance Plans, Medicare Part D Plans, Health Insurance, Life Insurance, or other insurance products.
Here is what we will go over in our
1-on-1 meeting
A review of what Original Medicare and a Medi-gap policy plan covers, their benefits and possible limitations.
Determine if this is something that fits your budget.
Medicare supplement plans,
do not cover Part D medications, an additional
program will be needed. We will review this as well.
Find a supplemental plan that will be accepted by your physicians.
Find a supplemental plan that will be accepted by the hospital of your choice.
Supplemental plans are meant to cover the 20%, Medicare doesn't cover.
© BRP Insurance Services - All Rights Reserved, We do not offer every plan in your area. Currently, we represent 13 organizations which offer 79 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options
Not connected with the Federal Government or with the Federal Medicare Program.